Do I need self storage insurance?

Many customers store their belongings thinking that the storage facility or their homeowners/renter policies cover their items, but both assumptions are usually wrong. You can find out yourself by asking the storage facility or insurance provider whether they provide self storage insurance. Nine time out of ten the answer is going to be "no", just to warn you, so be prepared to purchase additional self storage insurance when you decide to use self storage.  

I personally think if an item is worth storing then it probably is worth insuring unless you are a self-admitted hoarder just utilizing extra space by using self storage. If it is worth paying the money to store than you probably should consider getting a self storage insurance policy. Some self storage facilities make self storage insurance policies available with your self storage bill, but other times you may need to seek out a provider yourself. I recommend pricing around self storage insurance policies to make sure you get the best value for your self storage coverage. 

More than likely you will never actually need self storage insurance. In the event of unexpected destruction or thievery, you'll be extremely happy to get some monetary compensation for your items. Remember to always be careful considering what you actually put in self storage, because as we know all know there are some items that money cannot replace. 

Be Safe: Invest in Self Storage Insurance!